Privacy Policy

Privacy Policy

Introduction

Welcome to https://instant-debt-consolidation-quotes.vibereports.co.uk (hereafter referred to as “Instant Debt Consolidation Quotes,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains our practices regarding the collection, use, and disclosure of personal data in compliance with various global privacy laws, including:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Lei Geral de Proteção de Dados (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA/CPRA) and the California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Sales Practice Act (UCPA)
  • Connecticut Technical Data Protection Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) of South Africa, and others.

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not cover third-party platforms, applications, products, or services accessed through links on our site. These entities have their own privacy policies, which you should review if you choose to interact with them.

Processing Activities

This policy outlines the ways we process personal data when:

  • You use our applications and services as an authorized user
  • You visit any of our websites linked to this Privacy Policy
  • You subscribe to receive communications from us, such as newsletters, emails, phone calls, or text messages (SMS)

Personal Data Collection

We collect various types of personal information for different purposes. This includes:

  • Account Information: Details related to your user account, including usernames and passwords.
  • Payment Information: Credit card details, billing addresses, and payment history.
  • Financial Information: Income, savings, and other financial data relevant to our services.
  • Purchase Information: Products or services you have purchased from us, along with associated transaction details.
  • Mobile Device Identifiers: Unique device IDs, mobile network information, and location data from your mobile device when using our apps.
  • Location Data: Geographic coordinates and other location-based information provided by your browser or device.
  • Feedback: Comments, reviews, and responses you share with us about our services.
  • Social Media Information: If you choose to connect our services to your social media accounts, we may collect data from those platforms (with your permission).
  • Product Information: Details about products or services that interest you or that you have shown intent to purchase.

We gather this data through direct user input, interactions with our systems, and automated technologies, such as cookies and other tracking tools. Additionally, third parties may share personal data with us, but they are bound by their own privacy policies.

Cookies

We use cookies to enhance your experience on our website and for analytical purposes. Cookies are small text files stored on your device that serve various functions:

  • Strictly Necessary: These ensure basic functionalities of our site, such as enabling secure connections and remembering your login details.
  • Preference: They remember your preferences, such as language settings or display options.
  • Analytics: Used to analyze user behavior and improve our services.

You have control over non-essential cookies through our Cookie Manager, where you can manage and customize your cookie preferences.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes specified in this Privacy Policy or as required by law. Once the purpose of data collection has been fulfilled, we will delete or anonymize the information securely. However, please note that certain legal, tax, or accounting obligations may require us to keep some data longer than others.

Security Measures

We have implemented robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of data at rest and in transit
  • Secure third-party processing partners who adhere to strict privacy standards
  • Regular security assessments and updates

Children’s Privacy

Our services are not intentionally designed for children under 18 years old. We do not knowingly collect personal information from minors, and any such information will be deleted if brought to our attention.

Your Rights

Depending on your jurisdiction, you have certain rights regarding your personal data:

  • Access: You can request access to the personal data we hold about you.
  • Rectification: If your data is inaccurate or incomplete, you can ask us to correct it.
  • Erasure (Right to be Forgotten): In some cases, you can request the deletion of your data.
  • Restriction: You may limit the processing of your data for specific purposes.
  • Portability: You have the right to receive your personal data in a structured, commonly used format.
  • Objection: You can object to the processing of your data for specific or all purposes.
  • Non-Discrimination: You cannot be discriminated against for exercising your privacy rights.

To exercise these rights or file an appeal/complaint, please contact our Privacy Team using the details provided in the “Contact Information” section below.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any material changes will be prominently displayed on this page, and we will notify you through a notice on our website or via email if the changes are significant. We encourage you to review this policy periodically.

Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:

We are dedicated to resolving any privacy-related inquiries promptly and efficiently.